PACE legislation allows building improvements that result in utility savings to be funded by low-cost private capital and repaid via a long-term tax assessment. 


Owner Benefits:


  • Non-Recourse Financing, transferrable on a sale at no cost

  • High Leverage - Up to 100% of project costs for new construction and renovations.

  • Term - Up to 25-year terms, fully amortizing

  • Low Rates - replaces the high cost of Mezzanine debt and/or equity, leaving more equity for owner.

  • Improved  Cash Flow

Property Types:

Renovation / New Construction

  • Office

  • Hospitality

  • Industrial

  • Retail

  • Multifamily*

  • Agriculture

  • Special Use

* in select states

A low-cost Energy Capital Program that makes economic sense. Long-term funding for energy efficiency, renewable energy, and water conservation projects.

How does it work?

The C-PACE program is administered by the local tax authority and funded by private firms. Long-term financing is secured by a parcel tax assessment. The authority collects the payments with their tax bill then passes on the payment to the private lender.


C-PACE proceeds in the capital stack replace high-cost debt, mezzanine, bridge loans or equity. The result is reduced financing expenses and a bigger bottom-line. C-PACE is transferrable upon sale.


Typically, 100% non-recourse financing for the qualified costs is covered. Qualified costs are energy-related improvements confirmed by an energy engineer. Programs vary slightly by State.

It can be combined with utility, local and federal incentive programs.

Use C-Pace to finance energy-efficiency efforts …  

windows, roofing, insulation, lighting, HVAC, appliances, water conservation, and many others.

Learn More / Get Financing

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